Time to clarify the Savings rule. (Perhaps when Meghan bought THAT dress she didn’t realise it would have “bought” her a Spouse visa - Meghan, you need a good immigration law firm like 1st 4Immigration !)
So, there’s a lot of confusion. Do I need £18609 in savings? Or maybe £16000? The correct answer is the whopping amount of £62500! (We did say the cost of that dress was close.)
The threshold of £18600 applies to income, not savings.
The amount of savings is calculated using a specific formula. The first £16000 aren’t taken into account at all. This part of the calculation is often taken out of context, so many wrongly think they are OK as long as they have £16000, but it’s only the 1st part.
Then the targets amount £18600 is multiplied by 2.5 to reflect the Spouse visa length of 2.5 years.
We get: £18600 x 2.5 + £16000 = £62500, which is the correct answer.
How to calculate if you have some income and only using savings for the difference? Same formula but a different threshold.
Let’s imagine your income is £15000, so the difference is £18600 - £15000 = £3600.
Then you need savings of £3600 x 2.5 + £16000 = £25000.
For individual advice or to make a real Spouse visa application (and to be treated like a Royal!) please contact us: firstname.lastname@example.org or visit: http://www.1st4immigration.com. We respond emails on the same working day and have almost 100% success rate!
1st 4Immigration Ltd, authorised by the OISC, ref 200800152. We operate at the highest Level 3 of expertise. Office address: 68 King William Street, City of London, London, EC4M 7DZ.