Do all EEA national students need comprehensive sickness insurance? Are there any exceptions? How can I prove I had it when applying for permanent residence?
Most EEA nationals, who
come in the UK to study, are not aware about the fact they are supposed to have
comprehensive sickness insurance. It doesn’t affect their day-to-day life here
until they apply for permanent residence (has been a popular immigration application
since the Brexit vote in June 2016).
Who is exempt?
The one and only
exemption is for the EEA citizens who were issued with a Registration
Certificate to confirm their status as a student before 20 June 2011. It could
have been a standard certificate based on the fact one was studying. It could
have been a Yellow Card for Romanian/Bulgarian students. The date of 20 June
2011 is significant because this is when this rule (of having sickness
insurance) was implemented for EEA students. Controversially, and many would
say unfairly, it was applied retrospectively to all EEA students even for the
time they spent in the UK, studying, before 20 June 2011 when insurance was not
even required. So, those who did apply and had their student’s status confirmed
before 20 June 2011 can now claim exemption when applying for permanent
residence under European / EEA law. This is a simplified way of explaining it,
for an individual advice please contact us for a formal consultation.
How to prove you had insurance?
The 2 most common ways
are:
European Health Insurance
Card (EHIC) issued by your EEA country, which was valid during the time of your
studies.
Private health insurance
covering you for medical treatment in the UK, so you would not become a burden
on the NHS. This can be from a UK-based insurance company, such as BUPA or AXA,
or can be from a foreign company as long as it is valid for private treatment
in the UK. Important! Travel insurance (ie holiday insurance) is NOT acceptable
for this purpose.
For
an individual advice or to make an application please contact us: info@1st4immigration.com
or visit our website www.1st4immigration.com
, or read testimonials on http://www.1st4immigration.com/testimonials.php
If
you are an Immigration Adviser or a Solicitor please visit our immigration
Training and CPD website: www.1st4immigration.com/training We
have a weekend OISC Level 1 course as well as a Points-Based System course and
we also have online training courses, including Online OISC Level 1 course and
courses focusing on Spouse/Partner visas. All our training courses are
CPD-accredited with CPD credit accepted by OISC.