What is “no public funds” on UK visas? Does it include the NHS?

Most UK visas say “No public funds”, but the National Health Service (NHS) is not public funds, and the migrants can use it. It is free at the point of use, such as when you come to a see a doctor. Of course, it is not really “free”, as most visa applicants pay Immigration Health Charge (IHS). Although not all have to pay IHS. Those applying for Indefinite Leave or to EU Settlement Scheme don't have to pay it. 

So, most UK visas have the endorsement, what does it mean? There is a list of benefits that are included in the Public Funds list. Examples: Child benefit, Universal Credit, Council tax reduction, Carer’s allowance,  Housing benefit, Personal Independence Benefit (PIP) etc. 

There are some contributory benefits that aren’t public funds. Examples: maternity allowance, statutory sick pay, unemployment benefits based on contributions from the previous work, state pension (but not Pension Credit). 

Note on Child Benefit: it is not uncommon for the Register Office to suggest a migrant family to apply for it. However, it is only allowed by the immigration law if one parent is British or has ILR, not when both parents are on limited visas (Skilled Worker etc). In case of a  British/foreign couple, it must be the British parent’s name on the Child Benefit claim. Otherwise, you may have to repay it back before the next visa application. 

For immigration advice, Book online consultation here. A call over Zoom or WhatsApp costs £150 if you prefer to talk to a lawyer. An email consultation costs only £120 and we provide answers by the next working day. Advice fee counts towards our future services with a visa application, so the final fee is the same, just split into 2 stages. 

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