Who has to meet the Financial Requirement for a Spouse visa? The Sponsor, the Applicant or both?
We are often asked whether the Sponsor, usually a
British citizen, has to meet the Financial Requirement on his/her own. The
answer is no, sometimes it can be combined with the Applicant’s income (the
person’s who needs a visa). Sometimes it can be only the Applicant’s income, on
its own.
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Example
1: if the Applicant has a UK visa
which allows to work, such as a Tier 1 or 2 work visa, Tier 4 Student visa or a
Tier 5 visa then the Applicant’s earnings from employment or self-employment in
the UK would be sufficient, without the need of the Sponsor’s income (assuming
there is enough to meet the Financial Requirement). If both partners are working
legally in the UK it can be a combination of both of their earnings, although there
is no much point of that if one, ie either partner, can meet the Financial
Requirement on his/her own (apart from the double amount of paperwork and a satisfying
feeling of exceeding the Financial Requirement).
Example
2: if the Financial Requirement is
being met via non-employment income (such as property rental income) or pension
or savings, then it can be from either partner or from both together.
Example
3: if one partner is working but his/her salary is
short of the required threshold, the other permitted source of income can be
used in combination and the other source can be from the other partner. For
instance, if one partner it working on £15,000 per annum but the other partner
has savings (sufficient for the Financial Requirement, £25,000 in this case)
then these 2 sources can be combined. Or savings can be combined from 2 partners.
There
are many possible solutions and combinations to meet the Financial Requirement!
For an individual advice or
to make an application please contact us: info@1st4immigration.com or visit www.1st4immigration.com