#1 Most common - submitting βeverything I haveβ. Some payslips, a tax return, some savings plus a property deed for good measure. Surely, should work? It may sound logical to provide as much as possible, this is often a nightmare scenario for immigration lawyers and often a direct path to a visa refusal. Financial Requirement is strictly based on the βrulesβ: what income can be used, how various sources can be combined and what documents are needed. We often say there is 75-page office guidance just on the finances: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/636618/Appendix_FM_1_7_Financial_Requirement_Final.pdf #2 Savings - itβs not Β£18,600 and not Β£16,000. The real amount (for this purpose) is calculated using this formula: threshold you need to meet (such as Β£18,600) x 2.5 plus Β£16,000. If you are using savings alone, it would be Β£18,600 x 2.5 + Β£16,000 = Β£62,500! #3 Employment - the minimu...
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